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Brought
to you by...
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| Circa Benefits Insurance Agency
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QUOTES from the
Masters...
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On Learning
"If a man empties his purse
into his head, no man can take it away from him. An investment in
knowledge always pays the best interest." --Benjamin
Franklin Continue...
On
Overcoming
the Negative
"Don't water your weeds." --Harvey
Mackay Continue...
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| MESSAGES from
the Masters... |
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Doing
the Remarkable by Jim Rohn
When it comes to meeting
and conquering the negativity in your life, here is a key question:
What
can you do, starting today, that will make a difference? Continue...
Persuaders
Are Tremendous by Charlie 'T' Jones
All our lives we encounter
persuaders. Those who were successful are largely responsible for
the way we are. Because some of us are exposed to some positive
persuaders
we are drawn to become positive persuaders. I believe all
successful
persuaders are a result of having been successfully persuaded at some
time
in their lives. Continue...
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Business Liquidation
Insurance Considerations at Disability:
When disability strikes,
most business owners want time in order to assess the likely duration
and
impact of the disability, before making business liquidation
decisions.
Without advance planning, however, even a short-term disability can
result
in a forced business liquidation.
A Short-Term Disability...
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The
Situation
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Possible
Insurance Solutions
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If a business owner wants
to keep the business open during a shorter-term disability and avoid a
forced liquidation, funds are needed:
- to pay business operating expenses
during the disability; and
- to continue an income to the
owner.
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- Business
overhead expense insurance can be used to reimburse the
business owner for business expenses during periods of shorter-term
disability.
- Disability
income insurance can be used to replace business income
lost while the owner is sick or hurt and unable to work.
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A Longer-Term
Disability...
| The
Situation |
Possible
Insurance Solution |
| With a longer-term disability,
the owner needs time to liquidate the business in an orderly
manner.
Without sufficient income, however, the business owner may be forced to
liquidate both business and personal assets in a disadvantageous manner. |
Disability
income insurance can be used to replace the income
previously
generated by the business, giving the owner the time necessary to
execute
an orderly business liquidation. |
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We
don't want to add to your e-mail clutter! If you do not enjoy
my
newsletter, just reply to this e-mail and ask to be removed or call my
office. Thanks!
The purpose
of this newsletter
is to provide information of general interest to our clients, potential
clients and other professionals. The information provided is
general
in nature and should not be considered complete information on any
product
or concept described. For more complete information, please
contact
my office at the phone number above.
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About Our
Firm...
Circa Benefits offers a full array of insurance and annuity services. We are dedicated to understanding your unique needs by working closely with you to develop and manage a plan that will help you protect and accomplish your financial goals. |
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